Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 540-699-0558 or make an appointment online!
Working with Andy was awesome! Very hard to find a shop to trust these days. Glad I found them. Will be bringing them all my vehicles from now on! Great job guys keep up the awesome work!
I took my car to Das garage and received the best service from beginning to end and ended up finding my new go to shop for anything automotive. Thanks guys!
Andy is an amazing, honest, hardworking, professional, friendly, and very knowledgeable. If you're looking for a mechanic in the area I highly recommend you give this place a try. You will not be disappointed. He does quality work and does not overcharge. He has helped me out quite a few times and I was always completely satisfied!